Federal loans, private loans, grants, scholarships, financial aid ... And the list goes on. Which is right for you? Do not feel bad if you're a little confused about how to pay for school. Here are some basic information about the world of finance education, we hope this helps.
The main sources of college funding:
* The federal government
* University and private scholarships
* Self-Help
* State aid
Federal Government
The federal government is the main source of education funding. Assistance primarily based on need. Need-based aid is financial assistance that adding the ability to pay for college. She tries to bridge the gap for families whose income is insufficient to sustain the costs of higher education.
Need help based on the most common category was awarded to help through the United States. Student eligibility for aid is determined based on need by completing Free Application for Federal Student Aid (FAFSA), which assesses the economic situation of the family. This form is completed after January 1st of the year, a student planning to enter college. FAFSA uses a complex formula to determine your estimated family contribution (IPI). Number is the amount your family, according to the methodology of the federal government should be able to contribute to the institutional costs during the school year.
If you are considering low-cost schools or expensive private universities, all schools that may apply to the use Efe.
Too often,students and parents assume that they will not qualify for any type of financial assistance. Despite the family's income or ability to pay for the cost of participation of students to apply for a possible source of funding. Only then they can make an informed decision on which college or university to attend.
Until November or December of the year before enrolling at the university, a student must begin collecting information about schools in particular, they want to participate. Contact the schools to receive financial assistance application and other required forms. Complete the FAFSA as soon after January 1st as possible. When schools begin to send you information on the types of financial aid offered, compare and contrast each book carefully to decide what assistance you most enjoy.
The federal government assistance
Many financial aid packages include some or all of the following resources to help pay for college. These prices are from federal sources, and the maximum amounts offered are based on the precise cost of an educational institution or is determined by federal regulations.
* Federal Pell Grant - This grant is given as needed to help students with the cost of education. This award is the "right" program, which is, if eligible, students must receive these funds, no matter what school he / she participates.
* Federal supplemental opportunity educational grant (SEOG) - This grant is awarded on the basis of financial need is given to Federal Pell grant recipients.
* Federal College Work Study Program (FWS) - This program provides jobs for graduate students as part of their aid program. The study of work of the College are awarded based on financial status. More possibilities for work study are available if a student is not eligible for a work plan for the federal government.
* Federal Perkins Loan Program - not all schools participate in this program. Perkins Loan Program is a low-interest federally funded loan program for undergraduate students at a time, Monday and Tuesday. The loan provided by the school and is based on need. As long as the student is enrolled in school, the federal government subsidizes the interest. Repayment begins nine months after graduation or leaves. The payback period is ten years with a minimum monthly fee of $ 40.
* Federal Stafford Loans (subsidized and subsidized)
* Does the federal loans for undergraduate students (PLUS)
* Federal PLUS loans to graduate students for graduate and professional (GradPLUS)
Other types of federal aid
Local National Guard or reserve units can provide educational assistance in the form of grants or loans. Check with your school counselor or a reserve officer for more information.
If you are a veteran or eligible dependent of a veteran is entitled, contact the Regional Office Veterans Administration documents that you or your eligible parent. Funds may be available to cover part of your educational expenses. Educational benefits are normally paid directly to the recipient on a monthly basis. For more information on VA benefits 888.GIBILL1 call (888.442.4551) to speak with veterans benefits counselor or visit the website at http://www.va.gov/.
Labour and Vocational Rehabilitation may be available to talented students. Contact your local office for more information. These offices are usually in rehabilitation services or vocational rehabilitation services in the phone book in the country offices.
Indian students may be eligible tribe with relief of the Indian Act (BIA). BIA benefits may vary depending on the tribe. You should contact your tribal headquarters to determine your eligibility for benefits BIA.
Private universities with scholarships
Second largest source of financial support is the institution itself. Institutions offer scholarships and grants based on the ability to earn, athletic, financial need, study a particular discipline, and many other criteria. Most require additional applications have specific deadlines for their applications.
Students should ask about scholarships and institutional Office provides financial assistance to school and classes specific to the institution.
Private scholarships and grants may be available from corporations, civic groups and religious and philanthropic organizations. Find these resources may require students to do extensive research. Start with the school guidance counselors, financial aid offices, local libraries, Internet, current students.
A word of warning: companies looking for private scholarships that charge fees for services may or may not be respected. Even if they can help find a gift with potential, they can not guarantee a student will receive the funds. Contact a school counselor or your financial aid officer before investing money in programs private scholarship search.
In addition, consultants who offer to complete the FAFSA form for you for a fee can not be formed properly. Director of financial aid from the college or university in your area is an excellent source of information and assistance. These professional workshops in high schools and community centers on a voluntary basis.
Remember: You do not have to pay a fee to receive financial assistance.
Self-help (student / parent)
You should start planning for college early. Your financial planner can advise you on investment opportunities in savings. United also walk in order to provide the means for families to start saving early for college.
Each state has college savings. College Savings Plans Network was established in 1991 as a partner of the National Association of State Treasurers. This coalition of states working together to find ways to encourage families to save early for college. For more information about Education Savings Plans Network or the National Association of State Treasurers, write to PO Box 11910, Lexington, KY 40578-1910 or call 859.244.8175 or visit http:/ / www.collegesavings.org/.
Alternative loan programs provide funding to cover the costs of education once other sources of assistance have been exhausted or when the annual limits have been reached. These loans based on credit may require a co-signer is of interest rates generally higher than federal loans. Borrow conservatively and ensure that all other sources of student aid grants from the federal government have been studied before using the alternative loan funds.
State aid programs
Many states offer scholarships based on need of grants and special loan programs to help residents pay for college. Application procedures and deadlines vary by country. Check with your advisor for financial assistance for information about programs in your country.
Top Ebooks And Softwares
Tuesday, 29 November 2011
Wednesday, 9 November 2011
Free Financial Aid Webinars for Students
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This webinar will focus on the top 5 money mistakes made by students which range from how to budget, to the appropriate uses of credit cards and loans.Credit Card Smarts: November 4 & 11 at 1pm Central time
Credit cards can be a great way to pay for everyday items conveniently, but only if you’re smart about it. This seminar will focus on how to manage and protect credit cards to minimize your debt.Student Loan Repayment: December 7 & 9 at 3pm & 1pm Central time
Student loan repayment is a lively topic in politics right now, and for good reason – managing student loan debt is no easy task. In this webinar, students will learn how to keep track of loans, find the right repayment plan, and how to contact your loan lender.
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Let’s face it, financial strategy and planning is not always on the forefront of college students’ minds. There is a lot of great information out there to help students budget while in college, but many busy students don’t have the time or will to read it. Enter Financial IQ Webinars by Great Lakes.
Great Lakes is a student loan servicer that is providing free webinars to students on financial literacy topics. Open to all students (not just those whose loans are serviced by GL) the webinars will focus on Money 411, Credit Card Smarts, and Student Loan Repayment – Everything you need to know.
For busy students, these hour-long webinars can be a relatively quick and easy way to get a little more finance-savvy. Below you can find a list of these webinars with dates, times, and more detailed information.
This webinar will focus on the top 5 money mistakes made by students which range from how to budget, to the appropriate uses of credit cards and loans.Credit Card Smarts: November 4 & 11 at 1pm Central time
Credit cards can be a great way to pay for everyday items conveniently, but only if you’re smart about it. This seminar will focus on how to manage and protect credit cards to minimize your debt.Student Loan Repayment: December 7 & 9 at 3pm & 1pm Central time
Student loan repayment is a lively topic in politics right now, and for good reason – managing student loan debt is no easy task. In this webinar, students will learn how to keep track of loans, find the right repayment plan, and how to contact your loan lender.
Learn more about these webinars at mygreatlakes.org.
Tuesday, 8 November 2011
5 Creative Ways to Repay Your Student Loans
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Student loan repayment is a constant struggle for many students and grads. From working 2 jobs to cutting back on other expenses, repayment is no easy task. That’s why we’re bringing you some creative solutions to solve your financial woes.
It’s becoming more and more common to see students start their own blogs and websites dedicated to soliciting donations for their student loan accounts. This is now known as cyber-begging. If you’re even a little web-savvy, this could be a great way to share your story with the world. Keeping a blog lets donors know how you’re progressing in your career, showing them they donated to a worthy cause – you.
If blogging or web development isn’t your thing, don’t sweat it. There are existing sites that do the grunt work for you. One such website it Lily’s List. Started by four mothers wanting to make a difference, this student loan gift registry allows people everywhere to donate to a student’s loan. There is a $15 membership fee, but well worth it for students with family and friends willing to donate.
Another website that offers a similar service is SponsorMyDegree.com. This website allows students and grads to either pay off their current tuition or repay their student loans through the donations of sponsors. Sponsors can be people you know, complete strangers, or even corporations. It’s free to register, so why not?
You should also note that registering for these site won’t guarantee you money. You’ll have to work hard marketing and promoting your cause to make the most of these sites. Utilize Facebook, Twitter, reach out to companies or organizations you associate with, and spread the word! You won’t reap the benefits without a little effort.
Tip: If you set up your own sponsorship page before your graduation, you could get a lot of help when it comes time for graduation season! Ask that instead of gifts, family and friends donate to your page. It can even be as easy as setting up a PayPal account!
Way back in March we posted a blog on how to Volunteer Your Way Out of Debt. There are pilot programs popping up nationwide that allow graduates to work off their loans with local non-profits. The idea is that qualified volunteers spend their time helping out non-profit organizations, and in return, can earn money towards paying off student loan debt. it’s a win-win, no? For more information on these programs, read Volunteer your Way Out of Debt.
If these pilot programs are not in your area, there is always the option to serve through an established volunteer program such as AmeriCorps or Peace Corps. While they do require you to serve for a long period of time, these programs offer student loan forgiveness incentives.
Rebecca Black got famous for having a terrible music video with an annoyingly catchy song- if she can catch America’s attention, you can too! Start a vlog and see where the internet takes you; who knows, you might become famous for some hidden talent!
Professional poker players can make upwards of $1 Million per year. Just sayin’…
Obama’s Plan for Student Loan Debt
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Today, President Obama spoke in Denver, presenting his plan for managing student loan debt in the US. As student loan debt climbs toward the Trillion dollar mark, students and graduates are calling for change nationwide, and today’s presidential speech addressed this heightening issue.
According to the White House, the President’s plan is twofold:
First, he intends to cap the student loan minimum monthly payment at 10 percent of discretionary income, lowering it from the current 15 percent. This plan was originally set to go into effect in 2014, however, President Obama is moving this initiative to 2012.
For students and grads, this can have a huge impact, potentially saving borrowers hundreds of dollars each month. The hope is that students will be less likely to default on loans, and be able to get their lives back in order with more money in their pockets each month.
The second part of this debt reduction plan is to allow consolidation of FFEL and Direct loans together. For those who aren’t familiar with FFEL, here’s a quick summary:
The FFEL program was a federal student loan program where banks and lenders acted as the intermediary, servicing a student’s government loan. Today, the Direct Loan Program eliminates the intermediary, and the loans are disbursed directly through the government.
Currently, students who have both an FFEL and Direct loans are unable to combine them into one loan. The new consolidation option could impact how much borrowers pay in interest, as consolidating these loans may lower the interest rates for many borrowers nationwide.
But wait there’s more…
Not only did Obama propose these two initiatives to lower debt, but he intends to lower the number of years before a borrower can be eligible for loan forgiveness, cutting the length of repayment from 25 to 20 years. This means that after 20 years of on-time repayment, a borrower could apply to have their remaining debt forgiven.
What do you think? Does this sound like a solid plan?
Monday, 7 November 2011
Row In College - A Recruiting Guide For Female Student Athletes
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An Ebook Guide To The Womens College Rowing Recruiting Process. Intended For Any Female Student Thinking Of Rowing In College. It Walks You And Your Parents Through The Process, Showing How To Increase Your Chance Of Being Recruited By The Right College.
Check it out!
The Ultimate Loan Modification Guidebook
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The Most Comprehensive Loan Mod/stop Foreclosure Guide Online. Complete With Detailed Examples, Forms And Worksheets, And Our Own Proven Expert Pre-qual Method. Now Featuring A Complete Analysis Of The New Obama Guides And A Free 70pg Credit Repair Ebook!
Check it out!
Friday, 4 November 2011
Student Ministry Ebook
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This Ebook Contains Interviews From 14 Top Student Ministry Leaders Who Reveal What Theyd Do If They Had To Start All Over Again... From Scratch.
Check it out!
Thursday, 3 November 2011
Survey Site For College Students
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Got College/university Student Traffic? Our Product Is Perfect For You!
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Tips Of Study: Secrets Of A1 Student Mind
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Written Based On Years Of Researches, Experiments And Personal Experience. Author Is An Experienced Academic Coach Who Verify His Techniques With Thousands Of Students. This Is Not An Idea Book, But A Tested Studying Strategies On His Own Students.
Check it out!
Wednesday, 2 November 2011
Success Zone Classrooms
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A Brain-based Approach To Engagement And Self-managing Students, The Success Zone Classrooms Builds On Current Neuroscience, Exemplary Behaviour Management And Coaching Methodology To Create A System Of Development For Teachers. Chock Full Of Resources.
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Secrets Smart Students Know
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Study Less=remember More|fantastic, Must-have Resource For Students At All Levels. $27 Ebook Reveals Secrets. Students Save Hundreds Of Hours And Get !!!excellent Grades!!! Researched, Proven System By Highly Successful University Study Skills Prof.
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Tuesday, 1 November 2011
The Do-it-yourself Loan Modification Kit
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Dont Pay $1,500.00 - $3,000.00 To A Company To Help You Modify Your Loan, When You Can Do It Yourself, Quick And Easy For Only $19.95!
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Monday, 31 October 2011
Homeward Bound: More Students Heading Home After Graduation
Student loan debt in this country has not only surpassed credit card debt, but by the end of the year is expected to hit $1 Trillion! News sources nation-wide have picked up the story this week, calling attention to this outrageous number. It’s no wonder more and more graduates are moving back in with mom and dad.
In a recent article from the San Francisco Chronicle, Staff Writer Kevin Fagan assesses the current state of living for graduates. In the article he writes,
“The U.S. Census Bureau says that from 2007, just before the recession hit, to 2010, a year after the recession officially ended, the number of adults ages 25 to 34 living with their parents shot up 26 percent, from 4.7 million to 5.9 million.”
26% is a huge number, but it makes a lot of sense when put into context of Trillion dollar student loan debt. If you’re like many recent college students, you might have to adjust your post-grad expectations. Students tend to expect that they will graduate, get a job, and get an apartment right away then live happily ever after. This has been the idealized version of adulthood for many young graduates. Unfortunately, this may not be an option for many. After experiencing the freedom of college, living with mom and dad might not be your top choice, but it can have some benefits. Here are some advantages of living with parents again.
For many students, living at home is not an option for a variety of reasons. For those who can move back home, make the most of it! While it may be straining at times, your eventual move-out will be that much easier!
How do you feel about living at home after graduation? Leave a comment and let us know!
SMART Grants - Educational Grants For The Student Of Math, Science And Languages
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National Science and Mathematics Access to Retain Talent (SMART) Grants assist those undergraduate post-secondary students that major in other languages or certain designated technical fields. Financial grant assistance is provided on need-basis to help these students meet their educational expenses.
National Science and Mathematics Access to Retain Talent Grants are overseen by way of the Department of Education and fall under the Federal Student Aid Information Center. To become entitled to a this, students need to be signed up for eligible schools that might be public or private nonprofit institutions of higher education. These can include but are not limited to universities, colleges, hospital schools of nursing, vocational-technical schools and for- profit institutions.
Only specific majors meet the requirements to be considered for a this grant. These are Science (including life sciences, physical science and computer science), Technology, Engineering, Critical foreign language studies, Liberal Arts and Sciences, Mathematics, and certain natural resource conservation and multidisciplinary programs.
National Science and Mathematics Access to Retain Talent Grants are not accessible for graduate students or those students who have already completed a bachelor's degree without any exceptions possible. The student should be enrolled in a four-year degree program, be in either their third or the fourth year of said program and be allowed to receive a Pell Grant in the same year that they want to be considered for a SMART Grant. Students must also maintain a minimum GPA of 3.0.
Students really need to sign a statement of educational purpose, are not allowed to owe a refund on another a Title IV grant, and cannot currently have a Title IV loan that is defaulted.
While the program itself is overseen by the Department of Education, the institution that the student is enrolled in will act as the disbursing agent. The institution calculates and pays the SMART Grants. This can be done using a payment schedule put together by the Department of Education. The Department of Education will then calculate if the student is eligible for assistance and the office the student sent the original application sent to will send the student a notification whether or not they were eligible for assistance. The student then delivers this received notification to the institution and will have their grant calculated from there. The funding available and the selection of recipients that the institution estimates will determine this payment schedule.
The total grants were $230,000,000 in 2007; approximately $260,000,000 in 2008; and approximately $270,000,000 in 2009. Depending on the need of the student and how much they are assigned, the grant received through the program can range upwards of $4000. SMART Grants assistance cannot exceed the student's actual price of education. The normal reward for students was around $3,291.
Due to recent cutbacks, there is no guarantee word yet on whether the SMART Grant will be available for students for the 2011-2012 year and onwards.
Michael Saunders is an editor of TopGovernmentGrants.com. He maintains Websites providing resources on small business grants and education grants.
Scholarships Specific To Liberal And Professional Studies
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The University of Pennsylvania in Philadelphia is a great university to attend. Besides offering students a stellar education and the opportunity to earn a degree from a well-respected institution, the college also offers students with an array of scholarship opportunities in order to aid in their educational journey.
The University of Pennsylvania's College of Liberal and Professional Studies is one sector that offers students' scores of scholarship opportunities. One such scholarship program is the Bread Upon the Waters Scholarship. This particular program is a direct tuition grant made available to women over the age of 30, who are going to pursue an undergraduate degree in the liberal arts on a part-time basis. Eligible students are selected on an academic basis coupled with financial need.
Another scholarship within the College of Liberal and Professional Studies is the Nieberle Scholarship. This scholarship is geared specifically for students who graduated from Catholic high schools in the Delaware Valley of the surrounding Philadelphia region. These students must also want to pursue an undergraduate degree on a part-time study basis. Applicants of this scholarship must provide proof of graduation from a Catholic high school located in the greater Philadelphia area and are awarded by academic excellence and financial need. Students who are awarded this scholarship are able to take two liberal and professional studies courses in each of the fall and spring terms, as well as two courses in the field during the 12-week summer course program.
Drexel University also has a Dean's Scholarship for Graduates of the Community College of Philadelphia. Students who have completed a two-year program of study in the liberal arts and sciences at the Community College of Philadelphia are eligible for this scholarship. Students are awarded this scholarship on the foundation of academic superiority and financial need.
Kay Scholarships are another available to University of Pennsylvania students. This scholarship was put together by the Kay family and is awarded to students who are following a Bachelor of Arts degree. This scholarship also takes into consideration applicants who have a high academic standing and also requires students to be in need of financial assistance. Students who are awarded this scholarship are able to take two courses within the field of liberal and professional studies in the fall term, spring term, and summer term and may complete this cycle up until they complete between 32 to 36 course units within their liberal and professional studies major.
The University of Pennsylvania also has the Michael J. Murray Memorial Scholarship that was established within the College of Liberal and Professional Studies in remembrance of Michael J. Murray, a liberal and professional studies student from 2004. He left a strong imprint on the University through his work as the founder and president of the Liberal and Professional Studies Student Advisory Board. This particular scholarship is awarded to students pursuing an undergraduate degree within the college on a part-time basis. Students applying for this scholarship must be able to demonstrate their leadership and participation in community service, in addition to showcasing a commitment to continuing education.
There is also a Phi Theta Kappa Scholarship available to students. This scholarship is only awarded to students who were members of the Phi Theta Kappa Honor Society in a community college before transferring to University of Pennsylvania's College of Liberal and Professional Studies. This award, again, is based on proven academic success as well as the need for financial assistance.
The University of Pennsylvania's College of Liberal and Professional Studies offers students the ability to apply to a number of great scholarships in order to aid in their college career. These are just a handful of the scholarships offered by the college, and there are many more that are available to suit a variety of individual needs. Check to see if one of these mentioned above or another scholarship opportunity would allow you to attend online college.
Ways to Finance Your Education
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Everyone says that it is easy to go back and get your degree. While this is true, how you are going to pay for your education is a completely different issue. Don't worry, there are several options when it comes to paying for your education, you just have to find out which one will work best for you.
You can always try and apply for scholarships. Apply for any and all types of scholarships, that's right, I said any and all types. Some scholarships that say they are only for one gender or one race or religion may not get any applicants. So, why not apply for these? If you are the only one applying for it, what makes you think they won't just give it to you because you cared enough to apply. At one school, a guy received a scholarship that was only accepting female applicants, but since he was the only one who applied, and there were no female applicants, he was the one who received the scholarship.
Something else you might want to look into are grants. You can get state grants, federal grants, or institutional grants. There are as many types of grants as there are majors, some are specific for your type of major, and some are for just undergraduate or graduate in general. Grants are normally given to those who express a great need for financial aid, and normally do not need to be repaid when you get out of school.
If you either already have a degree and want to get a higher degree, or never got a degree, your employer may be able to help fund your schooling. Depending on what field you are working in, and if your education would be related to your job, some companies may help pay your tuition. For those who are employed by the federal government or are an active-duty service member, there is a possibility you are eligible for tuition assistance.
Some colleges or universities allow you to have a monthly payment plan. By enrolling in a monthly payment plan, you can spread the cost of your tuition over several months instead of one big payment. For this option you need to check with which ever college or university you are thinking about applying too. Every college may be different so be sure to double check before just enrolling.
Another thing you can do to help cut down costs is if you aren't sure what major you want to apply for, you can attend a community college in the mean time. While at a community college you can get most of your basics covered and at a lower price than at a major university or college. If you know what all you want to take, look for colleges that are close to where you currently live, or close to someone who you can live with. Tuition costs are different for people who are out of state or country than for those who are in state. This will also help lower the cost of room and board saving you some money.
Lisa Andrews
Accredited Online Colleges
What is Accreditation?
Getting Financial Aid From The Federal Government
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Most students have financial concerns when it comes to paying for a college education. One of the first resources you should tap in your search for college funding is the federal government, which offers grants based on financial need and other qualifications. Grants, unlike federal student loans, are gifts of money to be used towards your education and do not have to be repaid. Check to see if you are eligible for these great funding opportunities!
Federal Pell Grants are grants awarded to undergraduate students with demonstrable financial need. You may receive only one Pell Grant each year. Your school is responsible for applying this money towards your tuition, disbursing it at least twice per academic year. The maximum amount you can receive for the 2011-2012 period is $5,550, which depends on your need, the cost of your particular school, your full or part-time commitment to your studies, and the length of time you plan to be in school.
Students who have a parent or guardian who died in Iraq or Afghanistan as a result of military service following September 11, 2001 are given the maximum Pell award. Students must have been 24 years of age or younger at the time of the parent's death and enrolled as at least a part-time student.
Students who experience extreme financial need be eligible to receive an FSEOG grant. This stands for Federal Supplemental Educational Opportunity Grant. You can receive between $100 and $4,000 per year in an FSEOG grant. These awards are limited, however, and are awarded to the students with the lowest Expected Family Contributions, or EFCs. Applying early is essential to receiving the FSEOG funding you need, as resources run out quickly.
If you are interested in becoming a teacher, perhaps you are eligible for the federal TEACH grant. These grants offer up to $4,000 per year to students, even those without financial need, who plan to teach in communities that serve underprivileged families. You can teach elementary or secondary education in a private school, as long as the school meets the requirements of serving low-income families.
A TEACH grant comes with a stipulation, however. Within eight years of receiving your degree, you must complete four years of full-time teaching in a high need area. If you fail to do so, your TEACH grants will be converted to Unsubsidized Federal Stafford loans. You will then be required to pay back the grant in addition to all interest that accrued since disbursement.
Federal grants offer many funding opportunities to benefit students for whom the costs of higher education might otherwise be out of reach. To see if you are eligible for a grant, you must complete the FAFSA application in a timely manner. The FAFSA, or Free Application for Federal Student Aid, is available on the first of each year. Applying on time is important, as grants can run out.
It can be tough to come up with the money to pay for school. Fortunately, you have some resources you may be able to count on, such as grants, in your pursuit of your necessary college education. To cut some costs, you may want to consider some online classes that you can take from home.
Four Steps to Make the Most Out of Your Scholarship Searches
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Finding the money for college has become a very tricky game with many potential pitfalls. This cautionary statement isn’t designed to discourage you from following your dreams and pursuing higher education. Instead this statement reflects the simple reality of today’s ever escalating education price tag. The price of college is rising at a rate that far exceeds the rate of inflation, and these rising costs make finding a scholarship more important than ever. In this article, we will examine some of the ways that you might be able to find the funds for higher education.
Step 1 Begin Preparing and Searching Early
Beginning your search for scholarship money well in advance is of great importance. There are a simply staggering number of scholarships available, and knowing which ones you are eligible to apply for alone can take a good deal of research. In addition, the application process must be taken seriously as well, as applications can be time consuming. This is especially true if you are applying for numerous scholarships.
Step 2 Talk to Your Counselor and Other School Resources
Your counselor, in theory, has resources pertaining to scholarships and which ones you might be eligible for, and you should consult with him or her well before your graduation date. However, you absolutely should not depend on your high school counselor for advice regarding scholarships. Even the hardest working counselor may miss an important option for you, and that means you need also to explore on your own!
Step 3 Try to Get Appointments with Officials at Colleges and Universities
Educators generally like it when young people show planning and initiative. They also appreciate it when their opinions and knowledge is valued. In short, you might be able to get a great deal of information regarding finding scholarships from college admissions officers and others. Reaching out to them is a savvy move, and you should do more than send an email. Picking up the phone and politely asking for an appointment is a good idea.
You also may want to consider showing up in person to ask for an appointment. You will be very surprised how far this type of action will go with many in the education field. It says volumes about your character and your dedication. Anyone can send an email, but few people are willing to follow up a phone call with a visit!
Step 4 Invest in Books on Scholarships, Research Online and Visit Libraries
You might think that all information is online; however, even the cleverest of web searches may fail to give you a complete picture of your scholarship options. There are still times in your life that thumbing through a book makes sense, and this is definitely the case where finding scholarships are concerned. There are many good books written on this topic. A few minutes with a good book on scholarships could literally be worth thousands of dollars.
Ultimately, it is up to you to begin your scholarship search early and to be proactive about finding the money you need. Don’t be afraid to reach out for help and to be persistent.
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Find Free Money For College or Scholarship Resources You May Not Know AboutFind Free Money For College or Scholarship Resources You May Not Know AboutThree Unique College Scholarship Opportunities.Three Unique College Scholarship Opportunities.Super List of College Scholarship WebsitesTags: college admissions, college admissions process, Financial Aid, free money for college, scholarships
This entry was posted on Thursday, October 20th, 2011 at 10:33 am and is filed under College Admissions, Preparing for College, Scholarships. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.Five Tips For Acing the PLAN Test.
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Are you ready for the PLAN? Photo credit: Eric Hoefler
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Are you ready for the PLAN? Photo credit: Eric HoeflerAre you one of the thousands of high school sophomores across the country taking the PLAN (Pre-ACT) this month? If so, then congratulations. You’re about to get your first taste of the college entrance exam experience!
Don’t worry! Your PLAN test scores won’t be counted when you apply to college. The PLAN is designed solely to prepare you for the more important exams to come later. But it still pays to do your best.
Take the time to prepare. The PLAN site offers practice questions for all four portions of the exam. Complete them all, and make sure to go back and review subjects that trip you up.Answer the easy questions first. Since the PLAN only counts the number of correct answers, it’s a good idea to go through each section and answer the questions that you know the answers to before tackling more difficult ones. This also gives you more time to mull over harder questions.Answer every single question. Since the PLAN only counts right answers, there’s no harm in guessing. It’s also multiple choice, so you have some chance of getting any question right.Don’t guess unless you have to. Instead, try to use logic to eliminate wrong answers first—even if you’re not 100 percent positive what the correct one might be. Making educated guesses is far better than simply playing eenie, meeny, miney moe.Double check your answers. If you pace yourself correctly, you should have time to review your answers. If you do, take advantage of the time. After all, simple mistakes could cost you valuable points!Follow these tips and you’ll be well on your way to PLAN success. For more tips on preparing for college, subscribe to our blog today!
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This entry was posted on Thursday, October 6th, 2011 at 8:54 am and is filed under PLAN test, Preparing for College, SAT/ACT Test, Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.When is it OK to Ignore Your High School Guidance Counselor?
AppId is over the quota
AppId is over the quota
AppId is over the quota
It is important not to assume that your high school guidance counselor is some sort of all knowing oracle. Even the best high school counselor will never understand your particular situation the way that you do. Now with that said, of course, your high school guidance counselor is a great potential source of information and, of course, can offer you topnotch guidance on many occasions. Let’s take a look at some occasions where it is probably all right to ignore your high school guidance counselor’s advice.
#1-What Do Your Parents Do?
The second your high school guidance counselor asks you this question; you should put up your guard. Who cares what your parents do for a living? Your guidance counselor shouldn’t be concerned with your parents, but with you and what you want to achieve.
#2-You Can’t Get Into That School
If your high school guidance counselor tries to decide what colleges and universities you can and cannot get into, you may need to ignore this advice. This situation is especially true if you are planning far in advance. If you need to improve your grades or test scores, then focus on that goal. Don’t just give up on your dream schools because your guidance counselor recommends that you do so. After all, you could potentially transfer to your dream school after your freshman or sophomore year of college.
#3-Is College Really for You?
Don’t let your high school guidance counselor decide whether or not you should go to college. It is your decision whether or not you should go to college. Be very wary of any counselor that is attempting to make this key decision for you.
#4-This is the Major for You!
Just as you should ignore your high school guidance counselor’s advice on whether or not you should attend college, the same holds true for allowing your counselor to pick your major. You have to live with whatever major you pick, and this decision could influence your career path, your success in college and the how happy you are with your college experience. Even if you don’t know what you to do in the future, the odds are you are better waiting to make your decision than letting someone else decide for you, and this includes your parents as well.
#5-Follow Your Gut, If Advice Sounds Bad, Then Maybe It Is Bad!
You should listen to what your guidance counselor has to say on every topic, but there is a difference between listening, and following the advice given. Remember the advice you receive from your guidance counselor is advice; it’s not an order. Often students overlook this key point because the high school guidance counselor is giving advice within a school. Of course, students are taught at a very young age to listen to teachers. However, if you hear what you think is questionable advice from your guidance counselor, then just follow your gut.
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This entry was posted on Tuesday, October 25th, 2011 at 8:10 am and is filed under Choosing a College, Choosing a Major, Preparing for College. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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